This morning, right after my shift, I went out with a colleague in Ayala initially just to pay off some bills. She needed some dough to buy a nike golf ball and I owed her some as well but since it was the day before pay day, we didn't really have much... until we learned we had plastic.

Now I know why people are so burdened by credit cards. I can imagine how it would be to have a high credit limit and the temptation it brings. On my end, I just make it a point that I don't get controlled by it. It's hard, but I'm glad I don't have that much to use because I don't have much to spend. It balances everything out, it's great for those cash-strapped days and you're terribly in need of some food intake. You head to the nearest restaurant and ask before you order if you can swipe it. To the next billing cycle!